Terms & Conditions

Acceptance of Terms

By accessing and using the Consumer Finance Services website ("Site"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Site or services.

Description of Services

Consumer Finance Services is a direct business lender providing working capital loans, revenue-based financing, equipment financing, business expansion funding, invoice factoring, and bridge financing solutions. The information provided on this Site is for general informational purposes and does not constitute a binding offer of financing.

Eligibility

To use our services, you must be at least 18 years of age and have the legal authority to enter into a binding agreement. By submitting an application, you represent that all information provided is accurate and complete.

Use of the Website

You agree to use the Site only for lawful purposes and in a manner that does not infringe upon the rights of others. You may not:

• Use the Site in any way that violates applicable laws or regulations
• Transmit any harmful, threatening, or offensive material
• Attempt to gain unauthorized access to our systems or networks
• Use automated tools to scrape, mine, or collect data from the Site

SMS Terms & Conditions

By opting in to receive text messages from Consumer Finance Services, you agree to the following:

• You may receive recurring marketing and promotional SMS/MMS messages from Consumer Finance Services, sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply depending on your mobile carrier plan.
• Reply STOP to any message to opt out and stop receiving text messages.
• Reply HELP to any message for assistance, or contact us at consumerfinanceservices@consumerfinanceservices.com.
• Consent is NOT a condition of purchase. You are not required to consent to receiving text messages in order to use our products or services.

Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of Consumer Finance Services or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

Disclaimers

The information on this Site is provided "as is" without warranties of any kind, either express or implied. Consumer Finance Services does not guarantee that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

Funding approval and terms are subject to review of your application and business qualifications. Submitting an inquiry or application does not guarantee approval.

Limitation of Liability

To the fullest extent permitted by law, Consumer Finance Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or our services.

Indemnification

You agree to indemnify and hold harmless Consumer Finance Services, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Site or violation of these Terms.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes are posted constitutes acceptance of the updated terms.

Contact Us

If you have questions about these Terms and Conditions, please contact us at:

Consumer Finance Services
Email: consumerfinanceservices@consumerfinanceservices.com